Smart investment by Aniket Sir

  Current Account vs Savings Account: Kya Difference Hai? Personal use aur Business ke liye Kaunsa Best Hai (2026 Guide) Jab bhi hum bank mein apna account open karwane jaate hain, to humein yeh pata hona chahiye ki mainly 2 type ke accounts hote hain — Savings Account aur Current Account. Dono ke features aur use alag hote hain. Savings account un logon ke liye best hota hai jo apna paisa safe rakhna chahte hain aur us par interest bhi earn karna chahte hain. Wahin current account business, companies aur traders ke liye hota hai, jahan daily badi transactions karni padti hain. Is article mein hum dono accounts ka difference, features aur kaunsa aapke liye best hai — yeh simple tarike se samjhenge. Is article mein hum is type ke questions par baat karenge: Q.1. Kya Current Account par interest milta hai? Ans: Current account ko mainly badi transactions aur daily account activities ke liye design kiya gaya hai. Isliye zyadatar banks is par interest offer nahi karte. Haan, kuch...

  Debit Card vs Credit Card: Kya Difference Hai? (Full Guide 2026) Bank account khulwate waqt sabse pehle jo cheez haath mein aati hai, wo hai ek plastic card. Lekin confusion tab shuru hoti hai jab log ATM card , debit card aur credit card ko ek hi cheez samajh lete hain. Aaj is guide mein hum ye poori confusion door karenge — history se lekar aaj tak, aur phir dono cards ka asli farak bhi samjhenge. ATM Card aur Debit Card Mein Farak Ye baat pehle clear kar lete hain: har debit card ek ATM card hai, lekin har ATM card debit card nahi hota. Isko samajhne ke liye thoda peeche chalte hai ATM Card Ki Shuruwat Duniya ki pehli ATM machine 1967 mein London mein lagayi gayi thi, jise John Shepherd-Barron ne banaya tha. Us waqt log card se nahi, balki ek paper voucher se paise nikalte the — bilkul aaj jaisa card-based system nahi tha. 1970s-80s: Plastic Card Ka Daur 1970 se 1980 ke darmiyan banks ne plastic cards dena shuru kiya. Lekin us waqt in cards ka kaam sirf ...

  Mutual Fund Kya Hai (2026 Beginner Guide) Investing ek bahut powerful word hai.Aaj ke time me har student aur har insaan ko investing karna aana chahiye. Paise ko sahi jagah invest karna aur us par compounding karna bahut zaroori hai. Mutual fund long term me ek bahut accha source mana jata hai. “Mutual Fund” ka naam aapne kahi na kahi zaroor suna hoga. Chaliye ise aaj bilkul simple language me samajhte hain. Mutual Fund Kya Hai? Aur Ye Kaise Kaam Karta Hai (Simple Explanation) Mutual fund ek aisa investment tarika hai jisme bahut saare logon ka paisa ek fund house me jama kiya jata hai. Jisko (A.M.C). (Asset management company) Khte h Phir us paise ko ek expert fund manager handle karta hai. Fund manager us paise ko alag-alag jagah invest karta hai, jaise: Stock market Bonds Gold Aur bhi alag-alag assets Is tarah ke investment ko diversified (alag-alag jagah par invest karna) kaha jata hai. Ye funds aapke invest kiye hue paise par compounding return dete hain. C...

CIBIL Score par RBI ke naye rules 2026 – Low CIBIL Score walon par kya effect padega  Agar aap loan lene ka plan bana rahe ho ya credit card use karte ho, to ye update aapke liye bahut important hai. RBI (Reserve Bank of India) ne 28 November 2025 ko kuch naye rules introduce kiye the, jo 1 July 2026 se fully apply hone wale hain . Ye rules mainly CICs (Credit Information Companies) aur NBFCs (Non-Banking Financial Companies) ke liye banaye gaye hain, lekin iska direct impact hum jaise normal logon par bhi padega. Chaliye ise simple language me samajhte hain 👇 Ghar baithe phone se blogging karke paise kamaye    “Bahut se log CIBIL ko ek score samajhte hain, lekin asal me CIBIL koi score nahi balki ek company ka naam hai, jo aapki credit history ke aadhar par score generate karti hai.".             CIBIL score ko samajhne se pehle yeh samajhna bahut zaruri hai ki CICs kya hote hain . CICs ka full form hota hai Credit Information Com...